When you buy travel insurance, a pre-existing condition usually means any medical condition for which medical advice, diagnosis, care or treatment has been recommended or received.
When you obtain a travel insurance quote, you will be asked to answer the following questions which are designed to indicate whether you have a medical condition that needs to be declared to us.
Has anyone travelling ever had treatment for:
a) Any heart or circulatory condition?
b) Any type of diabetes?
c) A stroke or high blood pressure?
d) Any type of cancer, whether in remission or not?
e) A breathing condition?
In the last 5 years, has anyone travelling been treated for a serious or recurring medical condition, been prescribed medication or received treatment or attended a medical practitioner’s surgery?
In the last 5 years, has anyone travelling been referred to a specialist or a consultant at a hospital or clinic for tests, diagnosis or treatments or attended as an in or out patient
Has anyone travelling been diagnosed or treated for any form of anxiety, depression or psychiatric condition including eating disorders?
Has anyone been placed on a waiting list currently for investigations or treatment?
Has anyone been diagnosed by a medical practitioner as suffering from a terminal illness?